How to Buy Crypto on Binance with Debit/Credit Card via Web and Mobile App

Web App

Instructions

1. Input amount and select a payment method.


2.Confirm payment details.

3. Complete your identity verification (3DS Safety Certification).
4. Complete payment.

Video Guide

 

Mobile App

Instruction

1. To get started select “Buy with cash” from the home screen

2. Next, select “Credit/Debit Card”

3. Tap “USD” to open the list of supported fiat currencies available

4. Type the name of your fiat currency in the search bar or scroll through the list to select your local fiat currency.

5. Enter the amount of the selected fiat currency you wish to spend and tap “BTC” to select the cryptocurrency you wish to purchase.

6. “Add a new card” or select the card you wish to use for the purchase and then tap “Buy”.

7. Check the amount you wish to spend is correct and then tap “Confirm” at the bottom of the screen.

8. Congratulations, the transaction is complete and the purchased cryptocurrency has been deposited to your Binance Spot Wallet.

Video Guide

Frequently Asked Questions

Q1. What certifications do I need to pass before getting started to buy cryptocurrency with a bank card?
Answer: You need identity verification and address verification.

Q2. If I use a bank card to purchase cryptos, what are the supported payment methods?

Answer: Visa card or Master card.

Visa is accepted for cardholders in European Economic Area (EEA) countries, Russia, Ukraine and the UK.

Master card payments are available in the following countries regions:Brazil, Colombia, Czech Republic, France, Germany, Indonesia, Italy, Latvia, Luxembourg, Mexico, Netherlands, Norway, Poland, Russia, Slovakia, Slovenia, Spain, Switzerland, Turkey, UK, Ukraine.

Q3. I was informed that the card issuing country is not supported. What are the card issuing countries currently supported?

Answer: Visa is accepted for cardholders in European Economic Area (EEA) countries, Russia, Ukraine and UK, etc.. Mastercard payments are available in the following countries regions:Brazil, Colombia, Czech Republic, France, Germany, Indonesia, Italy, Latvia, Luxembourg, Mexico, Netherlands, Norway, Poland, Russia, Slovakia, Slovenia, Spain, Switzerland, Turkey, UK, Ukraine, ect..

Q4. How many bank cards can I bind at most?

Answer: You can bind up to 5 bank cards at the same time.

Q5. The error message during my purchase process shows:"Transaction declined by issuing bank. Please contact your bank or try a different bank card." What’s the reason?

Answer: If your bank card does not support this type of transaction, you can try to contact the bank for inquiries or try with another bank card.

Q6. If I did not complete the purchase within the time limit, will the transaction be cancelled?

Answer:Yes, if you do not complete the order within the time limit, it will become invalid and you need to open a new transaction.

Q7. If my purchase fails, can I get back the paid amount?

Answer: In the case if the payment has been deducted, the amount you paid will be returned the same way.

Q8. After the order is completed, where can I see the cryptocurrency I purchased?

Answer: You can click [Wallet]-[Overview] in the upper right corner of the page to check whether the cryptocurrency has arrived.

Q9. When I placed an order, I was told that my daily limit was not enough. How can I increase the limit?

Answer: You can go to the user authentication center to upgrade the account authentication level according to the information on the page, and then you can upgrade to the corresponding level limit.

Q10. Where can I find the records of the cryptos I purchased?

Answer: You can click [Orders]-[Buy Crypto History] in the upper right corner to view the order record, and check the details.

Identity Verification for Buying Crypto with Credit/Debit Card

In order to ensure a stable and compliant fiat gateway, users buying crypto with credit debit cards are required to complete Identity Verification. Users who have already completed Identity Verification for their Binance account will be able to continue to buy crypto without any additional information required. Users who are required to provide extra information will be prompted the next time they attempt to make a crypto purchase with a credit or debit card.

Each Identity Verification level completed will grant increased transaction limits as listed below. All transaction limits are fixed to the value of the Euro (€) regardless of fiat currency used and thus will vary slightly in other fiat currencies according to exchange rates.

Basic Info

This verification requires the user’s name, address, and date of birth.

Users must complete the Basic Info identity verification to continue and get a transaction limit of €5,000/day.

Identity Face Verification

• Transaction limit: €5,000/day.

This verification level will require a copy of a valid photo ID and taking a selfie to prove identity. Face verification will require a smartphone with Binance App installed or a PC/Mac with a webcam.

For help with completing Identity Verification see the guide on how to complete identity verification.

Address Verification

• Transaction limit: €10,000/day.

In order to have this limit, you will need to complete your identity verification and address verification.

If you want to increase your daily limit to be higher than €10,000/day, please contact customer support.